Working towards your financial freedom.

Independent Financial Advice from buying your first home, investing a lump, sum and planning for your retirement and beyond.

Free Initial Meeting

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the appropriate data protection requirements. You agree that such personal information may be used to provide you with details of services and products initially by phone.

What We Do

At Heritage, we do not simply invest your money.

We provide holistic financial planning that encompasses independent financial planning, investment management and tax planning.

We combine these services to deliver a first class service, working with you to achieve your goals.

Our holistic services at a glance


From first time buyers to those looking to build a property portfolio, we have over 50 years’ experience of the mortgage market. Note that your home may be repossessed if you do not keep up your mortgage repayments.

savings & investments

Our Investment Committee meet regularly to manage and monitor a wide range of investments, funds and savings vehicles such as ISAs and Bonds. We can help both lump sum and regular investors.

care fee planning

Our independent later life financial specialists can provide helpful advice when it comes to mitigating the impact of care fees, or providing provision to meet the ongoing costs.

pensions & retirement

From starting your first personal pension to painting a realistic picture of your retirement using the latest in cash flow modelling, our experts can help you plan for the future.

protection planning

We can help protect you, your family and/or your business, including life and critical illness cover, shareholder protection and private income protection.

equity release

We can help you weigh up the best way to release equity from your home to supplement your retirement income, or meet your other goals and objectives.

Our Process


Tell us who you are, simply fill in our short questionnaire. It won't take more than 3 minutes and you'll get to book a FREE appointment.


We'll give you a call so we can get to know you and your circumstances. That'll help us find the right mortgage for you


We will use our expertise to match you with the right lender and the right mortgage. Getting you the best rate possible and maximising your chances.


We'll do all the hard work for you. We'll manage your application for you and keep you updated every step of the way.